Privacy Policy

This Privacy Policy explains how WealthView (“WealthView”, “we”, “us”, or “our”), operated by Nathanael Beta Budiman, collects, uses, stores, and protects your personal data when you use our website at wealthview.id and the WealthView web application (together, the “Service”). It is written to align with Indonesia’s Personal Data Protection Law (Undang-Undang No. 27 Tahun 2022 tentang Pelindungan Data Pribadi).

1. Who we are

The Service is operated by Nathanael Beta Budiman (the “data controller”). For any privacy question or request, contact us at support@wealthview.id.

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2. Data we collect

Account data

• Your email address, used to create your account, sign you in via a one-time login link, and send service notifications.
• If you sign in with Google, your name and email as provided by Google’s sign-in (we do not receive your Google password).

Financial data you provide

• Holdings, balances, transactions, and asset details that you enter manually.
• Account or brokerage statement files you choose to upload so the Service can read the holdings from them.

Billing data

• If you subscribe to WealthView Pro, payment is processed by our payment provider (Mayar). We receive confirmation of your payment and subscription status, but we do not receive or store your full card or bank account numbers — those are handled by the payment provider.

Technical data

• Basic technical information your browser sends automatically (such as IP address, browser type, and timestamps) and essential cookies/local storage needed to keep you signed in and to run the app. We do not use advertising trackers.

3. How we use your data

• To provide the Service — showing your net worth, portfolio, and analytics.
• To read holdings from statement files you upload, using an AI processing service (see “Who we share data with”).
• To authenticate you and keep your account secure.
• To manage your subscription and process payments.
• To respond to your support requests and send essential service messages.
• To detect, prevent, and address abuse, fraud, or technical problems.

We do not sell your personal data, and we do not use your financial data to serve advertising.

4. Legal basis

We process your data on the basis of: your consent (given when you create an account and upload data); the performance of our agreement to provide the Service to you; and our legitimate interests in operating, securing, and improving the Service, balanced against your rights.

5. Who we share data with

We share data only with the service providers (“processors”) needed to run WealthView. Each processes data on our instructions:

Some of these providers may process data on servers outside Indonesia. Where that happens, we rely on the provider’s security and contractual safeguards. We may also disclose data if required by law or valid legal process.

6. International transfer

Because we use the cloud providers listed above, your data may be stored or processed outside Indonesia (for example in Singapore, the EU, or the United States). We take reasonable steps to ensure any such transfer has an adequate level of protection.

7. How long we keep your data

We keep your account and financial data for as long as your account is active. If you delete your account, we delete or anonymise your personal data within a reasonable period, except where we must retain limited records to comply with legal, tax, or accounting obligations.

8. How we protect your data

We use encryption in transit (HTTPS), access controls, and reputable infrastructure providers. Your data is isolated per-account. No system is perfectly secure, but we take reasonable technical and organisational measures to protect your information.

9. Your rights

Subject to applicable law, you have the right to:

• Access the personal data we hold about you;
• Correct inaccurate or incomplete data;
• Delete your data (“right to be forgotten”);
• Withdraw consent at any time;
• Object to or restrict certain processing;
• Request a copy of your data in a portable format.

You can exercise most of these directly by editing or deleting data in the app, or by emailing support@wealthview.id. We will respond within a reasonable time.

10. Children

The Service is not directed to individuals under 17. We do not knowingly collect data from children. If you believe a child has provided us data, contact us and we will delete it.

11. Changes to this policy

We may update this Privacy Policy from time to time. When we make material changes, we will update the “Last updated” date above and, where appropriate, notify you by email or in the app.

12. Contact

Questions, requests, or complaints about your privacy? Email support@wealthview.id.